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Loans without Income Verification

Credit for Buy a House,
1 to 8 families

Do you have ITIN? We can help you.

Credits without traditional documentation. ITIN mortgages, DSCR loans, foreign investments, and refinancing. Approval in 48 hours. 100% in Spanish. Specialists in New York, New Jersey, Connecticut, and Pennsylvania.

✓ ITIN Mortgages

✓ DSCR Loans

✓ Foreign Investors

✓ Refinancing

48 hours Fast approval

100% In Spanish

1000+ Happy customers

Chat on WhatsApp 📞 +1 877 535 0575

★ ★ ★ ★ ★

"I was approved in 36 hours with my ITIN. Today I already have my house in Queens and the whole process was in Spanish."

Carlos M.

Queens, NY · Verified customer

Last approved: 2 hours ago in New Jersey

⚡ Free · 2 min

🔒 100% Secure

⚡ Response within 24 hours

💬 No obligation

Trustpilot

450+ reviews

Google

450+ reviews

Loans without income verification.

DSCR mortgages for the self-employed, businesses, and self-starters. No W-2 documentation required.

Loans for Foreign Investors

ITIN Mortgages and Foreign Nationals. For foreigners without an SSN who want to invest in properties.

Closed-End Second Mortgage

Second mortgage to access your property's equity. Fast approval

Mortgage Refinancing

Improve your rate, reduce your monthly payment. Refinance your existing mortgage.

Cash-out refinance

Access your home's

Jumbo Loans

High-value property mortgages. No amount limitations. Fast.

Mortgage Calculator - My Home Credit

My House Credit

We Transform Lives

Mortgage Calculator

Calculate your monthly payment and generate a detailed amortization plan.

Monthly Payment

$0.00

Principal + Interest

Loan Amount

$500,000

$0.00/mes

35-year fixed rate of 7.501%

Interest and principal

$0.00

Property tax

$0.00

Home insurance

$0.00

HOA Fee

$0.00

Private Mortgage Insurance (PMI)

$0.00

Credit Information

Loan Amount $500,000

$50k$500k$1M$2M

Deadline 35 years old

Annual Interest Rate 7.50%

0.5%5%10%15%

Additional Costs

Property Tax (annual) $0

$0$5k$10k$20k

Home Insurance (annual) $0

$0$2.5k$5k$10k

See Amortization

Annual

Monthly

Monthly HOA fee $0

Monthly PMI $0

Prepaid Expenses

No upfront payments. Adding principal payments reduces interest.

Saving $0 in interests

Payment Breakdown

CapitalInterestsTax/Insurance

Long-term balance

Remaining BalanceAccrued Interest.

Amortization Schedule

This calculator is for estimation purposes only and does not constitute financial advice.
Actual loan terms may vary. Consult a mortgage advisor.

Mi Casa Credito - Transforming Lives

1000+

Customers
advised

Meet the Team

Maria Gonzalez

Queens, NY

I had an ITIN but no SSN. I thought it was impossible to buy a house. The Mi Casa Crédito team approved me for an ITIN mortgage in 48 hours. Now I own my home in Queens, NY. Incredible!

Carlos Ramirez

Bronx, NY

"I didn't have an SSN and several banks rejected me. Mi Casa Crédito explained how ITIN mortgages work for me, and within 2 weeks I had the approval. Now my family lives in our own home in New Jersey. Thank you!

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15 Jun 26